1A new vehicle is defined as 5,000 miles or less. A SUBSTANTIAL PENALTY IS IMPOSED if certificate funds other than interest are withdrawn before the maturity date. Home Equity Loans exceeding 80% LTV require strong creditworthiness. The rate(s) shown are the lowest available for each of terms listed. Get on the road faster with affordable Pennsylvania auto loans. All loans and lines of credit are subject to approval and collateral evaluation. The rate you receive depends on your credit qualifications and the repayment term you select. Contact Ardent Credit Union at 215-569-3700 for more information. NMLS 498568. Please visit our COVID-19 page for more details. While we’re confident that you’ll be in good hands with them, we want to be sure you are aware that they may have different privacy or security practices. There is no minimum balance required to open or start earning interest on an Ardent Money Market Account. Rate reflects a 0.25% discount for loan payment via automatic funds transfer from an Ardent checking account. That’s where Ardent can help. Monthly payment does not include taxes and insurance. Explore our loans to help with personal projects. We recommend that you review the practices of this third-party site before providing any personal or confidential information. Loan subject to credit approval. Any checks drawn on your Money Market Account must be for an amount of $250 or more. On Ardent Visa® Classic, Gold and Platinum cards, for an introductory period of 12 billing cycles after you receive your credit card, the Annual Percentage Rate for purchase and balance transfer will be a lower rate than the permanent Annual Percentage Rate. Promotional rate discounts are subject to change at any time without notice. Available on 1-4 family primary or secondary residences. Dismiss. At the beginning of the 13th month, your regular rate will go into effect which is based on the value of an index (the Prime Rate published in the Wall Street Journal, currently at 3.25%). Close Search. Rates and terms are subject to change based on market conditions and borrower’s eligibility. APR is 0.25% higher without automatic payment. Per membership eligibility, you must maintain $5 in a savings account to utilize the credit union’s services. We recommend that you review the practices of this third-party site before providing any personal or confidential information. Auto Loans are not available in Puerto Rico. 2The APR for our undergraduate private education line of credit is variable and is based on the Prime index, plus a margin. 2APR = Annual Percentage Rate. Determine your monthly auto loan payment or purchase price with the Car Loan Payment Calculator from Ardent Credit Union. Ardent has a tiered loan rate policy which applies different loan rates to borrowers based upon the borrower's credit worthiness. Any fee imposed may reduce the earnings on your account. Membership eligibility and requirements apply. Otherwise, rate 0.25% higher. Rates are subject to change at any time. The Annual Percentage Yield is based on the assumption that dividends will remain on deposit until maturity. Boat/Watercraft, RV/Motorhome, Motorcycle. You are being directed to a third-party website. CD interest is calculated by the daily balance method, which applies a daily periodic rate to the principal in the account each day. Used car value determined by using the current NADA retail book value; new car value determined by using, MSRP. Make a special purchase? Ardent has a tiered loan rate policy which applies different loan rates to borrowers based upon the borrower's credit worthiness. After the introductory period, the permanent Annual Percentage Rate will apply to all purchase and balance transfers. Ardent has a tiered loan rate policy which applies different loan rates to borrowers based upon the borrower's credit worthiness. Ready to consolidate debt? Since Ardent Credit Union’s privacy and security policies do not apply to third party sites, we recommend that you review the site’s privacy and security policies. APR is 0.25% higher without automatic payment. Click here for membership eligibility requirements, which apply. Monthly payment example of $287.93 or $19.20 per $1,000 borrowed (including optional payment protection) is based on a new or used $15,000, 60-month auto loan, at 100% Loan to Value at a rate of 2.99% Annual Percentage Rate. A used vehicle is defined as model years covering the current calendar year and the past 7 calendar years. A used vehicle is defined as model years covering the current calendar year and the past 9 calendar years. 1APR = Annual Percentage Rate. Our in-house auto buying specialists can help you with your car buying experience. Rates are subject to change at any time without notice. Sometimes it just takes a little cash to make it happen. Since Ardent Credit Union’s privacy and security policies do not apply to third party sites, we recommend that you review the site’s privacy and security policies. This protection includes $250,000 of coverage from Excess Share Insurance, as well as $250,000 from the NCUA. Routing# Routing # 236087664; Locations; Rates; About; … If your balance is $7,500.00 for the last 15 days of the month, you will earn the interest rate for tier 1 on the entire balance in the account for 15 days. Additional terms and rates available. Finance up to 100% of new vehicles' value, plus tax, tags and warranty, Terms up to 84 months for loan requests beyond $15,000, Available for vehicles with fewer than 5,000 miles, Finance up to 100% for vehicles up to seven years old (plus tax, tags and warranty) with terms up to 72 months, Terms up to 84 months available for loan requests beyond $15,000, Keep your car, lower your monthly payment, Extend your term to lower monthly payments.