If your bank won't let you deposit cash into someone else's personal account, you have other options to achieve the same result. In addition to the opportunity to deposit cash into someone's personal account, a different bank may offer other perks, such as better rates on CDs, savings accounts and mortgages or even a more useful mobile app. Here's a closer look at five quick steps to take. The person receiving the check could also deposit the money via a mobile banking app to avoid a bank branch visit. If I put my girlfriends account number down for direct deposit and I'm not on her bank account, what's is the next process? Each bank will make a risk management decision to decide its policy. NerdWallet tracks your spending and makes it easy to see when to cut back and when you can spend. Microsoft may earn an Affiliate Commission if you purchase something through recommended links in this article. If I put my girlfriends account number down for direct deposit and I'm not on her bank account, what's is the next process? Property and Casualty insurance services offered through NerdWallet Insurance Services, Inc.: Licenses, NerdWallet Compare, Inc. NMLS ID# 1617539, NMLS Consumer AccessLicenses and Disclosures, California: California Finance Lender loans arranged pursuant to Department of Business Oversight Finance Lenders License #60DBO-74812, We want to hear from you and encourage a lively discussion among our users. If you’re asked to do this, write “VOID” across the front of a blank check, which ensures the check’s unusable if it’s lost or stolen. More info below. I know I can open my own account, I just do not want to. I am a seasoned TurboTax user, and volunteer to provide assistance to TT users. (To find savings accounts with the highest rates, see our list of the. She previously wrote for Fortune and Money magazines. This typically will be your checking or savings account. You typically need to provide the following personal and bank details: Bank's mailing address. Having Chase or Bank of America direct deposit, among other banks', can also help you avoid monthly checking account fees. . Under the Bank Secrecy Act, financial institutions must take certain steps to detect and combat money laundering, like reporting suspicious activity and transactions involving more than $10,000. Direct deposit is a free electronic transfer service that sends your paychecks or benefit checks to a bank account or prepaid debit card of your choosing. You can choose to deposit 100% of the check into a checking account, but there’s a benefit to splitting direct deposit into two or more accounts. Not every big bank has a policy that bans depositing cash into someone else's personal account. How to Boost Your Banking Security. If you use your bank's direct deposit form, you'll likely need your employer's address.